Built for Zimbabwe
Collect money together — for a funeral, a farewell, an office gift or a church offering — and keep one book that every member can read. No more chasing the treasurer for a total.
Free to start. People can contribute without making an account.
Funeral
An example collection. Every figure comes from the ledger, not a summary.
The book can't be edited
Entries are permanent. Corrections show as corrections.
Everyone sees the same total
Members read the ledger themselves, any time.
Money out is recorded too
Who received it, when, and how much — in the same book.
These groups have run on trust and an exercise book for generations. Homwe keeps the trust and replaces the exercise book.
Raise what the family needs quickly, from relatives at home and abroad, with every contribution recorded.
A leaving present, a harvest offering, a whip-round for a colleague. One link, one list everyone can read.
A farewell, a wedding, a thank-you for the pastor. Share a link and let people give what they can.
School fees, a hospital bill, a roof that needs fixing. Pay the school or the parlour directly — the money never has to sit in anybody's wallet.
Say what it's for, whether you need family abroad to give, and where the money goes — a person's EcoCash number, or a business's paybill.
Send the link to your WhatsApp group. People give without signing up for anything.
Watch it come in, then send it on. Groups that want it can require two people to sign before money leaves.
EcoCash, from anyone with the link — a prompt arrives on their phone and it is in the book before they have put the phone down. Collections that need family abroad can take Visa and Mastercard too, chosen when the collection is started.
Both US dollars and ZiG. A collection stays in one currency — nothing is converted behind your back. A collection taking EcoCash alone can be paid out the same day; one that also takes cards settles to a bank account on banking days.
Money stays in the pocket it arrived in
Each currency is kept apart, and money can only leave the way it came in. So instead of one total that might not be sendable, you see exactly what can go where.
Starts the collection, sets where the money goes, shares the link and closes it when it's done.
Sets money aside for the beneficiary and sends it, and reads the book alongside everyone else.
Keeps the register and the details of a collection, without the keys to send money out.
Contributes, sees what they've given, and reads the same ledger as everyone else.
For the auditor, or a family member who should see everything and change nothing.
Named on the mandate. Where a group asks for it, no money leaves until enough of them have signed — and the book says which ones did.
Nothing to start, and nothing per month. Two charges apply, both stated before anybody commits to anything.
2.45% when money comes in
The charge on money coming in by mobile money. A contributor sees it on screen before they enter their PIN: what they pay, the fee, and what reaches the pot.
5% when money goes out
Our own charge, taken only on what is actually paid out. The pot a group watches fill is the figure they were promised.
Collecting for a bill? Tick "this exact amount must reach them" when you start, and we raise a little more so the charges come out of the extra rather than out of the bill.
It takes about a minute and you'll have a link ready for your WhatsApp group.
Start a collection